An advance of money obtained through a payday loan or installment loan is not intended to meet long-term financial needs. A payday loan or installment loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
1. The APR is based on a single payment, 14-day term loan. The APR shown is based on the federal Truth in Lending Act and does not reflect specialized state APR calculations, if any.
2. Highcrest Financial LLC. is acting as credit access business (CAB) and is not the lender. All cash advances to Texas borrowers are made by a third-party lender (each individually, the “Lender”). Credit approval is subject to the Lender’s credit standards. Each lender requires certain supporting documentation with each new loan application. A borrower must retain Highcrest Financial LLC. as a CAB. A CAB fee will be payable by the borrower to Highcrest Financial LLC. in connection with any loan from the Lender arranged by Highcrest Financial LLC. and accepted by the borrower.