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Fees

Texas Cash Advance Loan Rates/Fees 14-day Term

Loan Amount $100.00 $300.00 $500.00 $1,000.00 $1,500.00
14 days APR 1 661.78% 661.78% 661.78% 661.78% 661.78%
CAB fees 2 $25.00 $75.00 $125.00 $250.00 $375.00
Interest charge $0.38 $1.15 $1.92 $3.83 $5.75
Total Loan Amount $125.00 $375.00 $625.00 $1,250.00 $1,875.00
Total Amount Due $125.38 $376.15 $626.92 $1,253.83 $1,880.75

Installment Loan Rates/Fees 180-day Term Due Every 14 days

Third-Party loan fees and examples: Term is up to 180-days based on eight substantially equal payments tied to pay dates. Amounts from $300 to $1,000 in $25 increments. Examples below assume a bi-weekly pay schedule without odd days. With Recurring Payment Authorization – customers who allow Highcrest Financial to automatically submit electronic payments to their bank or debit card account. The CSO fee is $25 per $100 borrowed.

Loan Amount Payments
1 – 7
Payment
8
Lender Interest CSO Fee Total Finance Charge Total Amount Due     Annual Percentage Rate (APR)
            To CSO To Lender Equals Assumes a 112-day
$300.00 $113.15 $113.15 $5.23 $600.00 $605.23 $600.00 $305.23 $905.23 886.94%
$500.00 $188.59 $188.57 $8.70 $1,000.00 $1,008.70 $1,000.00 $508.70 $1,508.70 886.96%
$1,000.00 $377.18 $377.15 $17.41 $2,000.00 $2,017.41 $2,000.00 $1,017.41 $3,017.41 886.97%
What would I pay? Click here to see cost disclosures for payday and installment loans

Late Charges & NSF Fees:

The Total Amount Due is payable on the due date. If your payment is in default for a period of 10 days or more, you will be charged a late fee in an amount equal to the greater of 5% of the payment amount due or $7.50. A $30 NSF charge will be applied for any returned payment.

CUSTOMER NOTICE:

Payday Advance
A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be very expensive. Payday advances are not recommended as long-term financial solutions, an advance of money obtained through a payday loan is not intended to meet long-term financial needs. A cash advance should only be used to meet immediate short-term cash needs, refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

  1. The APR is based on a single payment, 14-day term loan. The APR shown is based on the federal Truth in Lending Act and does not reflect specialized state APR calculations, if any.
  2. Highcrest Financial LLC. is acting as credit access business (CAB) and is not the lender. All cash advances to Texas borrowers are made by a third-party lender (each individually, the “Lender”). Credit approval is subject to the Lender’s credit standards. Each lender requires certain supporting documentation with each new loan application. A borrower must retain Highcrest Financial LLC. as a CAB. A CAB fee will be payable by the borrower to Highcrest Financial LLC. in connection with any loan from Lender arranged by Highcrest Financial LLC. and accepted by the borrower.

Installment Loans
Highcrest Financial LLC allows customers to get an installment Loan that is typically for 30 days. However, borrowers can use these loans for a maximum of 6 months. An advance of money obtained through an installment loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

  1. The APR shown is based on 8 payments due every 14 days. The APR shown is based on the federal Truth in Lending Act and does not reflect specialized state APR calculations, if any.
  2. Highcrest Financial LLC. is acting as credit access business (CAB) and is not the lender. All cash advances to Texas borrowers are made by a third-party lender (each individually, the “Lender”). Credit approval is subject to the Lender’s credit standards. Each lender requires certain supporting documentation with each new loan application. A borrower must retain Highcrest Financial LLC. as a CAB. A CAB fee will be payable by the borrower to Highcrest Financial LLC. in connection with any loan from the Lender arranged by Highcrest Financial LLC. and accepted by the borrower.

This Business is licensed and examined by the State of Texas –Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner; 2601 North lama Boulevard, Austin, TX 78705-4207, 1-800-538-1579 FREE, email consumer.complaints@occc.state

www.occc.state.tx.com.

You can get us right here

We lend to more and do more than lend

La Gran office Plaza,
4200 South Fwy, Suite 520.
Fort Worth. TX. 76115

(817) 908-6231