|14 days APR 1||661.78%||661.78%||661.78%||661.78%||661.78%|
|CAB fees 2||$25.00||$75.00||$125.00||$250.00||$375.00|
|Total Loan Amount||$125.00||$375.00||$625.00||$1,250.00||$1,875.00|
|Total Amount Due||$125.38||$376.15||$626.92||$1,253.83||$1,880.75|
Third-Party loan fees and examples: Term is up to 180-days based on eight substantially equal payments tied to pay dates. Amounts from $300 to $1,000 in $25 increments. Examples below assume a bi-weekly pay schedule without odd days. With Recurring Payment Authorization – customers who allow Highcrest Financial to automatically submit electronic payments to their bank or debit card account. The CSO fee is $25 per $100 borrowed.
1 – 7
|Lender Interest||CSO Fee||Total Finance Charge||Total Amount Due||Annual Percentage Rate (APR)|
|To CSO||To Lender||Equals||Assumes a 112-day|
The Total Amount Due is payable on the due date. If your payment is in default for a period of 10 days or more, you will be charged a late fee in an amount equal to the greater of 5% of the payment amount due or $7.50. A $30 NSF charge will be applied for any returned payment.
A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be very expensive. Payday advances are not recommended as long-term financial solutions, an advance of money obtained through a payday loan is not intended to meet long-term financial needs. A cash advance should only be used to meet immediate short-term cash needs, refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Highcrest Financial LLC allows customers to get an installment Loan that is typically for 30 days. However, borrowers can use these loans for a maximum of 6 months. An advance of money obtained through an installment loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
This Business is licensed and examined by the State of Texas –Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner; 2601 North lama Boulevard, Austin, TX 78705-4207, 1-800-538-1579 FREE, email firstname.lastname@example.org